Mortgages

Finding the right mortgage can be tricky.

Therefore, Greystones Estate Agents recommend Steve Cook from First Choice Mortgages (Sussex) Ltd  who is totally independent from the Estate Agency.

Steve joined the team here in November 2015 representing First Choice Mortgages (Sussex) Ltd, after working in financial services locally since 2012. His professional and amiable approach allows his customers to have peace of mind whist he takes care of what can be the complicated mortgage process. He is there for his clients from start to finish and makes the process of obtaining a mortgage as painless as possible for you. Steve can offer a comprehensive range of mortgages from across the market, helping his clients find the right mortgage for them. He is also able to use his expertise to advise his clients in Life insurance, Critical illness cover, Income protection, and buildings and contents insurance.

Mortgage criteria has tightened massively over the past few years, with the Mortgage Market Review being the latest, and arguably widest-ranging, development. It’s been designed to ensure borrowers can prove affordability, even in the event of a rate rise, and those extra checks have understandably increased application times.

That’s why it’s so important to stay in the loop – and to have a mortgage broker on your side such as Steve who understands it all. Steve deals with lenders on a day-to-day basis, so he will know what the application process is like for each one and can tell you which lender can process your application with minimal delays.

Steve will also know the background criteria that a lender has and can bring his experience to bear when advising you and processing your application. Then there’s the fact that, because Steve may put a lot of business to a particular lender in a year, they can exert influence and chase things in a way you just can’t do by yourself – and that can be invaluable should things get held up.

Steve’s aim is to make the process as painless as possible for you! We offer a comprehensive range of mortgages from across the market, which helps us to find the most suitable deal for your circumstances.

Here are a few of the products he can offer you:

• First Time Buyers – we could find the right deal to help you get on the property ladder.
• Purchases – we can help you find a mortgage for your new home.
• Remortgage – whether you want a new deal or are raising capital we could help.
• Buy to Let – find the right deal to secure your investment.
• Larger Loans – we could find you a great deal on your larger loan amount.

Your home may be repossessed if you do not keep up repayments on your mortgage.
In general, Buy to Let mortgages are not regulated by the Financial Conduct Authority.
  First Choice Mortgages, registered in England at 25 Havelock Road, Hastings, East Sussex, TN34 1BP (number 04990251).
  Firm is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non-investment insurance advice. The Financial Conduct Authority does not regulate some forms of Buy to Let.